The 686 Smarty 3-In-1 Framework 3L Women's Jacket combines a fully waterproof three-layer shell with a removable insulated puffer vest. Wear them together on the coldest days, the shell alone in a storm or the vest on its own around town, so one jacket covers a wide range of conditions.

Why we like it:

The zip-in vest is a real puffer you'll want to wear on its own, which makes this feel like two jackets in one.

Features and Functions:

Smarty is 686's zip-in layering system, and here it pairs a three-layer infiDRY shell with a removable puffer vest filled with infiLOFT synthetic insulation. The face fabric uses Sorona, a partly plant-based polyester, and every seam is taped. Air-Flo chest vents release heat, a waterproof front zipper and zip-off powder skirt keep weather out, and the adjustable hood fits over a helmet. Welded adjustable cuffs, Glove Link thumb grips and a cord-lock hem seal the openings, and Pant Jacket Connect seals the gap with compatible 686 pants. Seven pockets include a phone heater pocket, a chest pocket and a zippered pass pocket.

Fit and Sizing:

A loose fit with room for the zip-in vest and a midlayer underneath, so the full system never feels cramped.

Bottom Line:

Best for women who want one jacket that handles storms, deep cold and casual days, with a puffer vest that earns its keep on its own.